Specially Designed Whole Life

(SDWL)via IBC

What is Indexed Specially Designed Whole Life (SDWL(IBC))?

  • SDWL is a type of permanent life insurance that lasts your entire life and builds cash value.

  • Unlike other whole life policies, SDWL allows you access to most of the money within 30 days.

  • It also offers guaranteed growth year after year.

How SDWL(IBC) Works:

  • Premium Payment: Pay a premium for lifelong coverage.

  • Cash Value: Build cash value over time.

  • Investment Component: Cash value tied to high returns due to compound interest plus dividends yearly.

Pros of SDWL(IBC):

  • Not Linked to Market Growth: High returns due to account that earns compound interest plus dividends yearly.

  • Flexibility: Adjustments to premiums.

  • Tax Treatment: Cash value has beneficial tax treatment.

Cons of SDWL(IBC) not really!:

  • Simplicity: SDWL policies are specially designed and not like traditional whole life(final expense) policies.

  • No Ups and Downs: No Market volatility affects returns.

  • Costs: Simple Interest charges associated with SDWL.

SDWL is a product that provides profits over time. If you prioritize guarantees, SDWL is perfect for you!

Learn about it here: https://cktinsurance.com/ibc