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Privacy Policy

How CKT Insurance handles information from this website.

Effective October 10, 2026. This policy applies to cktinsurance.com, go.cktinsurance.com, related website forms, scheduling experiences, and electronic communications initiated through these services.

Who we are

CKT Insurance provides insurance education, brokerage, and related financial guidance through Chris K. Thompson. This public website helps visitors understand available topics, request information, schedule conversations, and choose whether to receive optional communications from CKT.

Information we collect

Depending on how you use the website, we may collect information you provide directly, including your name, email address, telephone number, state, communication preferences, appointment information, and non-sensitive answers to educational guidance questions.

We may also collect limited technical and attribution information, such as pages visited, referring page, campaign or UTM parameters, browser or device information, and similar operational data used for security, attribution, and website improvement.

Sensitive information is not requested in the public guidance experience

The public website and guidance quiz are not intended to collect Social Security numbers, bank account or routing information, payment-card information, Medicare or Medicaid identification numbers, medical records, prescription details, or protected documents. If information of that kind is needed for an application or service, CKT will direct you to an appropriate protected process, carrier process, or secure client intake method.

How we use information

We may use information collected through the website to respond to your request, preserve guidance progress, schedule or confirm appointments, provide requested educational information, communicate about services you asked about, maintain customer relationship records, protect the website from abuse or fraud, meet legal or regulatory requirements, and improve the website and related services.

Optional marketing communications are sent according to the communication preferences you affirmatively select.

How information is shared

CKT Insurance does not sell personal information collected through this website, including contact details and guidance-quiz responses. CKT does not make website contact information available to unrelated parties for their own marketing or promotional use. Information may be processed by service providers acting for CKT or shared as reasonably necessary to provide a service you requested, as described below.

Mobile information and text-message consent

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Text-message consent is optional and is separate from providing a telephone number. Service-related text consent and marketing text consent are requested separately. Message frequency may vary and message and data rates may apply. Reply STOP to opt out of the applicable text program and HELP for assistance.

Service providers, insurers, and other necessary recipients

We may disclose information to vendors and service providers that help us operate the website, customer relationship management system, communications, scheduling, security, and other business functions. When you ask CKT to evaluate or help obtain an insurance or financial-services product, information may also be shared with insurers, carriers, underwriting or enrollment platforms, or other parties as reasonably necessary to provide the service you requested or as directed by you.

We may also disclose information when required by law, regulation, court order, government request, fraud-prevention need, or to protect the rights and safety of CKT, its customers, or others.

If Medicare beneficiary information collected for Medicare Advantage or Part D marketing or enrollment would be shared with another third-party marketing organization for that organization's marketing or enrollment activity, CKT will obtain any separate prior express written consent required by applicable CMS rules before that sharing occurs.

Email, text, telephone, and marketing choices

Communication choices are presented separately where applicable. Choosing one communication method does not automatically enroll you in another. You may unsubscribe from marketing emails through the unsubscribe method in the message, opt out of texts by replying STOP, or contact CKT to update your preferences.

Consent to receive marketing texts or automated, prerecorded, artificial, or AI-generated voice calls is not a condition of purchasing insurance, receiving a quote, or using the educational guidance experience.

Automated and AI-assisted communications

CKT may use automation or artificial intelligence to help organize information, route inquiries, draft or deliver communications, or support customer service. Automated or AI-assisted content may be incomplete or inaccurate and does not bind insurance coverage, make underwriting decisions, replace policy documents, or replace review by a licensed professional when one is required.

Artificial, prerecorded, or AI-generated voice calls are used only when permitted by applicable law and, where required, after the appropriate consent has been obtained. You may ask to communicate with a person instead.

Cookies and analytics

The website may use cookies or similar technologies needed for functionality, security, attribution, and analytics. CKT does not intentionally send sensitive insurance, medical, financial-account, or direct contact information to analytics tools as analytics properties.

Data security and retention

CKT uses administrative and technical safeguards intended to protect information from unauthorized access, alteration, disclosure, or loss. No internet transmission or storage system can be guaranteed completely secure. We retain information for as long as reasonably necessary for the purposes described here, to maintain business records, or to meet applicable legal, insurance, accounting, dispute, or regulatory obligations.

Insurance and financial privacy notices

This website policy describes CKT's online information practices. Insurance or financial-services transactions may be subject to additional privacy notices and rights under federal or state law governing nonpublic personal financial or health information. When a separate legally required notice applies, that notice supplements this policy.

Third-party websites

The website may link to Medicare.gov, insurers, carriers, enrollment services, scheduling services, or other third-party websites. Those services are governed by their own privacy practices. CKT is not responsible for the privacy practices of websites it does not control.

Children

This website is not directed to children under 13, and CKT does not knowingly use this public website to collect personal information directly from children under 13.

Changes to this policy

CKT may update this policy as the website, communications practices, technology, or legal requirements change. The effective date will be updated when material revisions are published.

Contact CKT Insurance

Questions or requests about this policy may be directed to CKT Insurance at 580.407.4221 or by mail at 907 N Central Ave, Idabel, OK 74745.

Communication preference reminder: You can use the website and request guidance without agreeing to marketing texts, marketing emails, or automated/AI voice calls.
CKT Insurance
Chris K. Thompson
580.407.4221
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